You can download
complete details of the
Group Medical Plan here.
Overview:
Thai Health is a subsidiary
of the Thai Life Group, the second largest
insurance company in Thailand and is
marketed exclusively through AA Insurance
Brokers Co., Ltd.
This is a ‘standard’ plan
that provides members of the Pattaya Expats
Club with a reasonable level of Medical
cover at a very low cost, saving depending
on age, around 60% on the standard cost.
It is available for any
member under
the age of
59 and a half
and can be renewed up to the age of 64 and a
half.
It may not be suitable for
everyone, for example, someone who travels
abroad extensively. It provides the same
level of cover as plans costing 3 times the
price, but may not be sufficient for those
desiring higher levels of cover.
How it works
The scheme is run on an
annual basis from
24th
May
each year.
Premiums levels are reviewed
annually and will be adjusted according to
the number of claims arising.
First year cover starts when
you join the scheme and runs until the
following May.
Example:
Member joins
Oct 2008. Initial cover is from 25th
Oct 2008 to 24th May 2009.
Paid for 7 months on this year’s scheme.
This only happens in the first year; from
then on you will pay annually.
Renewability
As the scheme is an extension
of Thai Health’s company group scheme,
renewability is guaranteed only up to the
age of 65 years and thereafter case by case
- it is NOT guaranteed for life. Please bear
in mind this is a low cost scheme. Should
you require guaranteed renewability for life
then please contact us for a personal
quotation.
Note:
We can insure the ‘over 65s’ by simply going
to an individual
medical scheme.
IPD
The basic plan covers IPD (In
Patient Department) treatment ONLY. All
outpatient treatment will need to be paid
for by the member, unless you take out the
OPD option.
OPD
There is an additional cost
for OPD treatment. Generally speaking, OPD
cover is very low and usually it is better
to save the premium and simply pay for OPD
treatment when required.
What is not covered:
Pre existing conditions
declared or not declared.
How to claim
When you attend hospital take
your Medical Card along with a copy of your
passport, driving licence or other suitable
ID. Present these to the hospital staff. IPD
treatment is paid for directly by the
Insurance Company. If you have any
difficulties there is a 24 hour emergency
telephone number.
Phone : 038 415 795 - 6
